Banker’s DeskSmart Calculators for Bank Employees

Retirement/Leave Encashment Calculator

Leave Encashment Calculator

Your accumulated privilege leave, encashed at retirement — capped at 255 days under the Bipartite Settlement, not the 300-day figure that applies to Central Government employees.

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Your details

Encashment amount

₹10,20,000

Days counted255
Encashment amount₹10,20,000

What this calculates

Your accumulated privilege leave encashment at retirement (or upon death in service) — up to 255 days, per the settlement’s leave rules. This cap is specific to PSU bank staff, not the 300-day figure commonly cited for Central Government employees.

Formula

Encashment = (Basic Pay + DA) ÷ 30 × number of days, capped at 255 days.

Worked example

Basic + DA ₹1,20,000, 255 days: Encashment = (1,20,000 ÷ 30) × 255 = ₹10,20,000.

FAQs

Why 255 days and not 300?

300 days is the figure commonly cited for Central Government employees under CCS Leave Rules — a different set of rules entirely. PSU bank staff follow the Bipartite Settlement’s own leave rules, which cap encashment at 255 days.

Is the per-day formula bank-specific?

The 255-day cap is confirmed directly from the settlement. The (Basic+DA)/30 per-day formula itself is the generic, widely-used method for leave encashment calculations in India — consistent across many independent sources, though not separately confirmed as a bank-specific clause.

References

The 12th Bipartite Settlement’s leave encashment clause, specifying the PSU-bank-specific 255-day cap.

Disclaimer: The 255-day cap is bank-verified. The per-day calculation method is generic and widely consistent, but not independently confirmed as a distinct bank-specific clause.